BRAC Bank focuses on pursuing market niches in the Small and Medium Enterprise Business, which hitherto has remained largely untapped within the country. In last three years of its operation, the Bank has disbursed more than USD 35 million in loans to no fewer than 6,000 small and medium entrepreneurs.
The Bank strongly believes that this rather neglected sector of the economy can contribute towards the most rapid generation of employment in Afghanistan , which is a vital ingredient towards the economic emancipation of the country.
The micro lenders are working here in the financial field, providing very small amount and on the other hand regular commercial banks have been providing trading organizations. But the small and medium entrepreneurs were overlooked. This missing middle group is the small but striving entrepreneurs, who because of lack of fund cannot pursue their financial uplift, as they have no property to provide as equity to the commercial banks. With this end in view-BRAC Bank was opened to serve these small but hard working entrepreneurs with double bottom line vision. As a socially responsible bank, BRAC Bank wants to see the emancipation of grass-roots level to their economic height and also to make profit by serving the interest of missing middle groups.
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